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Loan Program Guides
Loan Program Guides
Explore the most common mortgage loan programs, how they work, and which options may fit your financial goals and homebuying plans.
You can check your loan options in under 60 seconds — fast, secure, and no credit impact.
Overview
This section breaks down the major mortgage loan programs available today, including conventional, FHA, VA, USDA, and jumbo loans. You’ll learn how each program works, who qualifies, and which option may be the best fit for your situation.
Program Types
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Jumbo loans
- Specialty and niche programs
Who It’s For
- First-time homebuyers
- Buyers with limited down payment
- Veterans and active-duty military
- Rural homebuyers
- Borrowers purchasing higher-priced homes
Requirements
- Minimum credit score varies by program
- Down payment requirements differ
- Income and debt limits may apply
- Property type must meet guidelines
How It Works
- Review available loan programs
- Compare eligibility requirements
- Match programs to your financial profile
- Estimate your monthly payment
- Choose the best option for your goals
Cost Factors
- Interest rate differences by program
- Mortgage insurance requirements
- Upfront funding fees (VA, FHA)
- Closing cost variations
Property Rules
- FHA and VA have property condition standards
- USDA requires eligible rural locations
- Jumbo loans have stricter guidelines
- Condos may require additional approval
Next Steps
- Compare loan programs side-by-side
- Review your credit and finances
- Estimate your payment for each option
- Get pre-approved when ready
Ready to see your loan options? Start below — fast, secure, no credit impact, and takes under 60 seconds.
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