Effective Date: March 25, 2025
Introduction
At Smart Loan Savings, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website and use our services. By accessing or using Smart Loan Savings, you consent to the practices described in this policy.
Information We Collect
We collect different types of information to provide and improve our services, including:
- Personal Information: When you submit a loan inquiry or contact us, we may collect your name, email address, phone number, and loan-related details.
- Non-Personal Information: We may automatically collect technical data, such as browser type, device type, IP address, and website usage patterns.
- Cookies & Tracking Technologies: We use cookies and similar tools to enhance your browsing experience, improve site functionality, and analyze traffic.
How We Use Your Information
Your information may be used to:
- Provide and personalize loan matching services.
- Share your loan inquiry with participating lenders.
- Send updates, promotional offers, and relevant communications.
- Improve website functionality and user experience.
- Comply with legal obligations and prevent fraud.
How We Share Your Information
We do not sell your personal information. However, we may share it with:
- Lenders & Partners: To match you with loan options based on your inquiry.
- Service Providers: Third-party vendors who assist with website analytics, email delivery, and security.
- Legal & Compliance: When required by law, such as responding to subpoenas or enforcing our policies.
Your Privacy Rights & Choices
You have rights regarding your personal data, including:
- Opting Out of Marketing Emails: You can unsubscribe at any time using the link in our emails.
- Do Not Sell My Information (California Residents): Under the CCPA, California residents can request to opt out of data sharing.
- Access & Deletion Requests: You may request access to or deletion of your personal data by contacting us at info@smartloansavings.com.
- Do Not Track (DNT) Signals: We do not currently respond to DNT signals, but we value your privacy and continue to evaluate this practice.
How We Protect Your Information
We implement security measures to safeguard your personal data, including encryption, secure servers, and access controls. However, no online platform can guarantee absolute security.
Data Breach Reporting
In the event of a data breach, we will promptly notify affected users and take appropriate steps to secure the information and comply with all legal requirements for breach notification.
Third-Party Links
Our website may contain links to third-party sites, such as lender websites or financial tools. We are not responsible for their privacy practices, so we encourage you to review their policies.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted with a revised Effective Date, and your continued use of our services constitutes acceptance of the updated terms.
Contact Us
If you have any questions about this Privacy Policy or your data rights, please contact us at:
For more details, please also review our Compliance & Disclosure and Terms of Use.