Terms of Use

Terms of Use
Effective Date: March 2026

Welcome to SmartLoanSavings.com. By using this website, you agree to the following Terms of Use. Please read them carefully.

General Information Only
SmartLoanSavings.com provides general mortgage information for educational purposes. We are not a lender, broker, or financial institution. All loan recommendations, rate information, and program details are provided directly by licensed mortgage professionals within our partner network.

No Financial or Legal Advice
Content on this website is not financial, legal, or tax advice. You should consult a licensed mortgage professional or qualified advisor before making any financial decisions.

No Guarantee of Loan Approval
SmartLoanSavings.com does not:

  • Make credit decisions
  • Issue pre‑approvals or approvals
  • Underwrite or fund loans
  • Perform credit checks
  • Determine loan eligibility

Any loan terms, conditions, or approvals are determined solely by the licensed lender you are connected with.

User Responsibilities
By using this website, you agree that:

  • All information you submit is accurate and truthful.
  • You will not use this website for unlawful or fraudulent purposes.
  • You will not attempt to interfere with website functionality or security.

Third‑Party Partners
SmartLoanSavings.com may connect you with licensed mortgage professionals. We are not responsible for:

  • The actions or decisions of any third‑party lender
  • Loan terms, fees, or disclosures provided by third parties
  • The accuracy of information provided by third‑party partners

Any agreements you enter into with a lender are solely between you and that lender.

Referral & Advertising Disclosure
SmartLoanSavings.com may receive compensation from partner lenders or mortgage professionals when a connection is made. This compensation does not affect your loan terms or the recommendations you receive.

Intellectual Property
All content on this website—including text, graphics, logos, and design—is the property of SmartLoanSavings.com and may not be copied, reproduced, or distributed without permission.

Limitation of Liability
SmartLoanSavings.com is not liable for:

  • Errors or omissions in website content
  • Delays or interruptions in website availability
  • Actions or decisions made by third‑party lenders
  • Any damages resulting from the use of this website

Use of this website is at your own risk.

Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how your information is collected and used.

Changes to Terms
SmartLoanSavings.com may update these Terms of Use at any time. The “Effective Date” will reflect the most recent version.

Contact Information
If you have questions about these Terms of Use, contact:
Info@SmartLoanSavings.com