Compliance & Disclosure
Effective Date: March 2026
SmartLoanSavings.com is an independent, informational, and referral‑based mortgage resource. We are not a lender, broker, or financial institution. All loan recommendations, rate information, and program details are provided directly by licensed mortgage professionals within our partner network.
SmartLoanSavings.com does not:
- Make credit decisions
- Issue pre‑approvals or approvals
- Underwrite or fund mortgage loans
- Collect loan application fees
- Perform credit checks
Any loan terms, conditions, fees, disclosures, or eligibility requirements are determined solely by the licensed lender or mortgage professional you are connected with.
By using this website, you acknowledge and agree that:
- SmartLoanSavings.com provides general mortgage information for educational purposes.
- All loan options and savings estimates are subject to lender review, verification, and qualification.
- Your information may be securely shared with a licensed mortgage professional for the purpose of providing personalized loan options.
- SmartLoanSavings.com does not charge consumers any fees for using this website or being connected with a licensed mortgage professional.
- Any required credit inquiry will be performed directly by the licensed lender with your authorization.
Licensing & Regulatory Notice
All mortgage‑related services are performed exclusively by licensed mortgage professionals in accordance with federal and state regulations. SmartLoanSavings.com does not engage in mortgage origination activities and is not required to hold a mortgage license.
Advertising & Referral Disclosure
SmartLoanSavings.com may receive compensation from partner lenders or mortgage professionals when a connection is made. This compensation does not influence your loan terms, interest rate, or the recommendations you receive.
Fair Lending Commitment
SmartLoanSavings.com supports Equal Housing Opportunity. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other protected class.
If you have questions regarding compliance or disclosures, please contact:
Info@SmartLoanSavings.com